Long Term Payday Loans - Spread The Cost!

If your looking for a long term payday loan then your on the right page.
These lenders are not your average one month lender. These loans last from 2 months plus, not including "roll-overs". Long term payday loans can be handy for when you what to spread the repayments over 2-12 months, such as a short term payday loan for Christmas.
Check out our list below, it includes some of the Major UK lenders and maybe some you've never heard of. Make sure you check out the reviews before you apply!
LENDER
CHARGE
per £100 per 30 days
APR%
MAX
TERM
SAME
DAY
CREDIT
CHECK
NO
CALLS
MORE INFO
Peachy Loans
£30.00*

1058%

Example Peachy Loans APR Example
- Borrow £200 for 2 months
- Repay £149.54 per month
- Transfer fee £5 or free with our promo code
- Total interest £94.08
- Total repayment £299.08
Representative 1058% APR.

5
MONTHS

Yes
Yes
Yes
QuickQuid
£25.00

1734%

Example QuickQuid APR Example
- Borrow £200 for 28 days
- Total interest £50
- Total repayment £250
Representative 1734% APR.

10
MONTHS

Yes
Yes
Yes
Shelby Finance
£27.45

1568.1%

Example Shelby Finance APR Example
- Borrow £200 for 6 months
- Repay £70 per month
- Total interest: £220.00
- Total to repay: £420.00
Representative 1568.1% APR.

6
MONTHS

Yes
Yes
No
Pounds To Pocket
N/A

278%

Example Pounds To Pocket APR Example
- Borrow £500 for 12 months
- Repay £79.09 per month
- Total £449.01 (all interest)
- Total repayment of £949.01
Representative 278% APR.

12
MONTHS

Yes
Yes
Yes
Wizz Cash
£22.00

993%

Example Wizz Cash APR Example
- Borrow £200 for 3 months
- Repay £97.06 per month
- Total interest £91.18
- Total repayment £291.18
Representative 993% APR.

3
MONTHS

Yes
Yes
No
Cash Lady
£24.00

2670%

Example Cash Lady APR Example
- Borrow £200 for 28 days
- Total £58 (all interest)
- Total repayment £258
Representative 2670% APR.

6
MONTHS

Yes
Yes
Yes
Provident Home Loans
N/A

399.7%

Example Provident Home Loans APR Example
- Borrow £200 for 32 weeks
- Repay £10.00 per week
- Total interest £120.00
- Total repayment £320.00
Representative 399.7% APR.

24
MONTHS

No
No
No
Cash Genie
£30.00

2030%

Example Cash Genie APR Example
- Borrow £210 for 81 days
- Transfer fee £15.00
- Repay £133 per month
- Total interest £204
- Total repayment £399
Representative 2030% APR.

3
MONTHS

Yes
Yes
Yes
Consumer Finance Association
DON’T BORROW FROM UNLICENSED MONEYLENDERS “LOAN SHARKS” - REPORT THEM HERE. Lenders listed on our website are fully licensed, all with Consumer credit licence numbers and all comply with The Office of Fair Trading standards and The Consumer Finance Association Code Of Practice. See this document to find out more.

Why Choose a Long Term Loan?

There are many reasons we may need to borrow cash, and knowing full well we can't repay the whole loan next month like regular loans we can now borrow cash for long durations like 3 months even up to 12 months with lenders like Pounds to Pocket.
With xmas approaching fast, this may be another reason to use this service because you get more flexibility.

Quick Comparison:
Wonga.com - Maximum loan duration: 45 days - One single repayment.
WizzCash.com - Maximum loan duration: 90 days - 3 equal repayments monthly.

Although these loans seem handy with lots of flexibility, remember you will be paying interest so the final cost will be on average 40% of what you borrowed, if not higher so only borrow what you can afford to repay!


Top Lending Tips!

Payday Loans are for short term lending only and should not be used as a long term financial option. If you are using Payday Loans on a regular basis, you should consider comparing the latest Credit Cards for better long term rates. Only borrow what you can afford to repay or you could be facing huge fee's if you default. If you need debt advice Click Here.

Telephone Applications!

We are also now accepting telephone applications, if you feel you would like to speak to a human rather than filling out an online application, give us a call today. For up to £500 in your account within 1 hour. Call our Local Rate number at 0203 478 6344. Lines open Mon - Fri 9am - 9pm.