Payday UK Review

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APR (%) Rate: 1737%
First Loan Amount: £80 – £750
Typical Interest Charges per 30 days: £25 per £100 borrowed
Additional Charges/Fees: None
Credit Check Required?: Yes / Bad Credit OK
Debit / Bank Required?: Yes
Calls or Fax?: May call / No fax
Loan Issued In: 15 minutes! *NEW*
RPL Rating: Rated 5 Stars
Apply to Payday UK

About Payday UK

Payday UK is owned and run by MEM Consumer Finance Ltd and is one of the largest payday lenders in the UK.
They are based in London and have been open for almost 10 years, offering loans ranging from £100 to £750 for new customers!


You must be 18+
You must have a UK bank and debit card
You must be in employment
All credit histories welcome to apply

Payday UK Review Summary

Payday UK is operated by MEM Consumer finance Ltd, and is a direct payday lender from London, offering fast and easy cash loans to UK residents.
Their loan limits are much higher than other lenders, allowing you to borrow up to £750 the very first time that you apply! To get a short term loan with Payday UK, just fill-in their easy 5 minute application on their secure website, and you will get an instant decision and the cash could be in your account 15 minutes later!
AS SEEN ON TV! Payday UK also advertises on UK TV and is rapidly becoming more and more popular. Payday UK is a straight up lender with no hidden fees. You are shown the full cost of repayment before you even click “apply”!
They charge a reasonable £25 per £100 borrowed, with no transfer fees or sign-up costs. An example of their charges as follows: If you borrow £275 for 22 days, the total amount repayable is £354.75, which is £79.75 in charges, equaling a 348% fixed rate. If your pay date is less than 7 days after at the date of your application, the loan will be repayable on the following month/payday.
Payday UK requires all applicants to be in employment and earn at least £500 per month, and your salary must be deposited in your bank, along with an active debit card. You are able to apply over the phone as well as online. Customer service is available via Live Chat on their website, and via email and free telephone (0800) 24/7, even on weekends and bank holidays.
Once you are a customer, you are able to login and manage your account via their website. Here you will be able to see any outstanding loans, request an extension, and even apply for a new loan, making the process a lot faster!

Apply to Payday UK
Registered Address: PO Box 255 Bicester Oxfordshire OX26 4ZY
[email protected]